It's Health Insurance Open Enrollment time!

You’ve got questions. We’ve got answers!

Health care open enrollment can be a stressful time! With so many health insurance options out there, it can be hard to know where to start—or who to trust! 


HMO? PPO? EPO? POS? We're here to help end the stress!


Imagine getting help from someone who answers to YOU, not a corporate sales team. Someone who knows the ins and outs of the Health Insurance Marketplace and private carriers, and who always puts YOUR needs, budget, and situation FIRST!


If you’re between 18 and 64.5 and paying for your own healthcare, you’re in the right place. We'll do the research and put the best available options for health insurance into your hands, at NO FEE.


Let's Get Started
Stressed about open enrollment
5-star

Susan Beavers really cares about making sure you are not only covered, but with the right coverage.  She listens & understands what you really need, and she is a fantastic guide through the complicated insurance world.

> Tish Oakley

5 stars

Susan is our agent, and she is phenomenal!! Responsive, attentive to our needs, and professional! Couldn’t ask for better!


> Blake Bondura

5 stars

Susan is an absolutely wonderful person to work with. She’s tremendously knowledgeable and patient with helping people with their healthcare needs. I 100% endorse her.


> Ken Parson

More Choices, Made Simple...

HealthCare.gov plans PLUS

Top-Rated Private Carriers

It's Time for Better Choices for Your Open Enrollment

Frustration-FREE

Forget those long hours studying websites and figuring out paperwork! We'll quickly find the plans that match your unique needs from all available plans in the Health Insurance Marketplace, PLUS top-rated private providers.

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Budget-Friendly

We drill down to find the plans that will stretch your healthcare budget the farthest, based on your family's unique medical,  prescription, and financial situation. And there's no cost to you for the work we do; we're paid by the insurance companies.

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Personal Service

You'll always get individual attention, from your own health insurance expert based in North Carolina. Questions? Concerns? Call or text your personal agent, or send an email -- they're a real person!

Health Insurance, Simplified

Susan Beavers, owner of Insurance with the Beaves, and her team are your personal health insurance advisors, completely committed to ensuring you get: 


  • the best plan for your needs, 
  • with the best benefits for you and your family, 
  • at the best price out there,
  • from a wide array of providers and plans – from both the Health Insurance Marketplace AND private carriers!


Tap below and complete a simple, completely confidential intake form to tell us about your situation and needs, and within 48 business hours we’ll hand-pick the top options that will fit your goals.


There's no cost to you for this service; we're paid by the insurance companies. And we win when you win.


We’ll be there to help you weigh the pros and cons so you feel confident in your decision. So let's make this health insurance Open Enrollment season ends in a WIN!

Let's Get Started

We’ll dive into ANY of your health coverage questions, including:

Have no fear! When you work with me and my team, we’re with you every step of the way, to make sure you feel as confident and comfortable as possible that the plan you choose is truly your best option.

  1. What are my coverage options – and what types of plans make the most sense for how I live?
  2. What is the real cost of the plans – the premiums and deductibles, the copays and coinsurance, my out of pocket maximums?
  3. Will my preferred doctors or hospitals be in-network?
  4. Do I qualify for subsidies or tax credits?
  5. What are the coverage limits? Are certain services or medications excluded or capped?
  6. How will changes in my life affect my plan? What if my income changes, I move to a different state, or my family size changes?
  7. Can I switch plans later? What if I hate my plan!
  8. Does my plan cover my prescriptions? How much will I have to pay for them?
  9. What’s the penalty for not having insurance?
  10. What preventive services are covered?
  11. What happens in an emergency – especially if I’m out of my network area?